The Australia-based company assures that even though its team of experts performs a credit check in its loan assessment, it won’t just look at a person’s bad credit. Individuals just need to submit a simple online application and get their results within an hour.
Bad credit refers to a low credit score or a short credit history. Reasons such as maxed out credit cards or late payments can lower a person’s credit rating.
“If you have bad credit, you can’t avoid rejection from every lender. Some people may make the rule of not lending to anyone with bad credit and will reject you no matter what you do. This is where Nifty comes in, ”says Andy.
Nifty assures that even though its team of experts performs a credit check in its loan review, it will not just look at a person’s credit rating.
“We want to know your current financial situation and your spending habits. That’s why we can offer instant loans to people with bad credit, ”said Andy. “We support you, even if you have bad credit. “
For fast cash loans, individuals can apply online for a loan between $ 500 and $ 2,000 and repay it over a period of 12 months.
Customers just need to submit a simple online request and get their results within an hour.
“Nifty is proud of their super easy application process. Our loan applications are 100% online and only take a few minutes to complete. Compare that to getting a loan in the past, where you had to apply for a loan from a bank manager physically. Using our application process couldn’t be simpler. All you need is a device connected to the Internet, and you are good to go, ”says Andy.
The company has taken a unique approach to getting its customers the money they need by ensuring that small, affordable and fast loans and bad loans are available to ordinary Australians without having to shop around. traditional lender.
“We pride ourselves on a pragmatic approach to loans. Those who choose to apply with Nifty enjoy quick results, high customer service standards, and a smart application form that doesn’t grant them any administrative loans, ”Andy adds.
Nifty also has a special blog section where Australians can check out some helpful guides and tips, including tips on how to pay off a loan faster and how to budget.
Nifty’s recent article provided the top 10 tips for loan approval for those with bad credit. Some of the best tips include checking credit scores frequently to make sure people are on top of their financial game, are considering a credit card, and dealing with multiple types of credit.
Those who want to know more about Nifty’s requirements or how loans work can visit the website for more information.